Expand Operations
Funding to grow your business presence.
Business Loan
Fuel Your Business Growth With The Right Funding
Get the financial support you need to expand, manage operations or invest in new opportunities with flexible business loan options.
Why Choose a Business Loan?
Get the financial flexibility to support your business goals at every stage.
Manage Cash Flow
Meet day-to-day working capital needs.
Invest in Assets
Purchase machinery, equipment or technology.
Strengthen Your Business
Build a more stable and competitive business.
Types of Business Loans
Explore business loan options that match your specific requirements.
Business Loan Eligibility
Check the basic eligibility criteria to understand your business loan options.
Age
21 – 65 Years
Business Vintage
1+ Years Operations
Income Proof
ITR & Bank Statements
Credit Score
Good Credit History
Business Loan EMI Calculator
Estimate your monthly EMI and plan your business finances with confidence.
Your Estimated EMI
₹ 53,685 / month
- Loan Amount ₹ 25,00,000
- Total Interest ₹ 7,21,100
- Total Payment ₹ 32,21,100
Documents Required
Keep the following documents ready to process faster with confidence.
Identity & KYC
- Aadhaar Card
- PAN Card
- Passport / Voter ID
Business Proof
- Business Registration
- GST Registration
- Partnership / MOA-AOA
Financial Documents
- ITR (last 2–3 years)
- Bank Statements
- Balance Sheet & P&L
Address Proof
- Business address proof
- Rent agreement / utility bill
- Registered office documents
Our Lending Partners
Compare business loan options from top banks and financial institutions.
Your Business Loan Process
From application to approval, we guide you at every step.
-
01
Check Eligibility
Share your business details to check eligibility.
-
02
Compare Options
Explore offers from multiple banks.
-
03
Submit Application
Complete your application with required documents.
-
04
Loan Disbursal
Get support until your loan is disbursed.
Compare Business Loan Options
Check loan amount, interest rates and tenure from our lending partners.
| Loan Type | Loan Amount | Interest Rate (p.a.) | Tenure | Suitable For | Action |
|---|---|---|---|---|---|
| Term Loan | ₹ 5 Lakh - ₹ 5 Crore | From 8.5% | Up to 10 Years | Business Expansion | View Details |
| Working Capital Loan | ₹ 5 Lakh - ₹ 1 Crore | From 9.0% | Up to 5 Years | Operational Needs | View Details |
| Equipment Loan | ₹ 5 Lakh - ₹ 3 Crore | From 8.75% | Up to 7 Years | Machinery / Vehicles | View Details |
| Business Overdraft | ₹ 5 Lakh - ₹ 2 Crore | From 9.5% | Flexible | Day-to-day Expenses | View Details |
Frequently Asked Questions
Get answers to common questions about business loans.
What is a business loan?
A business loan is financing from a bank or NBFC to fund operations, expansion, equipment, working capital or other business needs. You repay in EMIs over an agreed tenure.
Who can apply for a business loan?
Proprietors, partners, private limited companies and LLPs with stable operations and required documentation can apply, subject to lender criteria.
What is the minimum credit score required?
Many lenders prefer a credit score of 650 or above for business loans. A stronger profile can improve rates and approval chances.
How much loan amount can I get?
Amount depends on turnover, profitability, existing debt, business vintage and lender policy. BankEMI helps you compare eligible offers.
What are typical business loan interest rates?
Rates vary by lender, loan type and risk profile. Compare indicative offers on BankEMI before you apply.
What documents are required for a business loan?
Typically KYC, business registration, GST, ITR, bank statements and financial statements. Lists vary by entity type and lender.
How long does the approval process take?
Timelines depend on loan type and document readiness. Many cases progress within a few working days to weeks after verification.
Can I prepay or foreclose my business loan?
Most lenders allow prepayment or foreclosure. Charges and notice periods depend on the lender and loan agreement.
What types of business loans are available?
Term loans, working capital loans, equipment finance, overdraft facilities and more. Explore options on this page or with a BankEMI expert.
How can I contact a BankEMI expert?
Use Talk to an Expert on this page, visit our contact page, or start an application for guided support.
Ready To Grow Your Business?
Get the best business loan options with expert guidance from BankEMI.